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Are you aware that HMRC launched a "Mortgage Verification Scheme" in September. For a fee mortgage lenders will be able to check with HMRC whether an applicant’s stated income levels tie in with those reported on their tax returns.
The aim of the scheme is to tackle fraud in the mortgage industry by helping assess risk.
However, bear in mind that not only will this information be used to help tackle fraud, it will also help HMRC to identify differences in income levels being declared. HMRC will no doubt investigate instances where differences arise!
For further information or to discuss, please contact Lesley Sutton on 01484 550037 or firstname.lastname@example.org